The 3 Myths of Paying for College

Debt, n. An ingenious substitute for the chain and whip of the slavedriver.

-Ambrose Bierce

In this video I bust 3 major myths about higher education and finances, so that you can know exactly how to get a great college education without taking on the burden of debt. Enjoy!

To find out more about Ben Kaplan and Zac Bissonnette, check out these links.

As You Can See...

...I haven't posted on here in a very long time. That's because I'm through the CLEPing stage and working toward my bachelor's degree with Thomas Edison State College. I'll be back, though! Once the college-craziness is under control I want to blog more, research more, compile more helpful information, answer more questions, and maybe even produce an eBook. It's going to be a full and exciting year, and I hope that all of you non-conformist students out there are going to find amazingly creative ways to get the education you need at the price you can afford in the time-frame you desire!

Free DANTES Pretests—Limited Time!

I'm probably finished taking DANTES tests, but if you you can use this code then feel free!

Help! I've Forgotten Algebra.

It's OK, don't panic! Unless you're one of those sick people who actually enjoys math, it's completely natural for your brain to clean house on all arithmetic knowledge the moment that high school diploma hits your hand. 

Thank goodness I started studying for the College Algebra CLEP almost immediately after finishing Algebra 2 in high school, before my brain hit the "clean" button and turned every formula in there to ash. I bought the REA book on the subject and dove in, but little did I know that the next year would have to be devoted to plodding through textbooks, pretests, sessions with a personal tutor, and frequent bouts of tears. Math is my arch-nemesis, in case you couldn't guess.

Be forewarned: the Algebra CLEP is not for everyone. There are several points to consider before deciding to take this test, on which I will give my personal opinions here:

1. If you're not a math whiz and want to get credit for Algebra the simple way, I'd recommend a college course. Just go to classes, do the homework, and get a private tutor.
2. If you're not a math whiz and want to get credit the cheap way or at your own pace, consider taking the CLEP. It takes self-discipline, but the advantages are a custom study-schedule and affordability.
3. If you're somewhere in the middle between whiz and non-whiz, then maybe you want to study for the CLEP test so that even if you don't pass it you'll be better equipped to breeze through a college algebra class. This is the middle road, with the CLEP acting as a safety net.
4. If you're a math whiz and don't have the discipline required for self-study, then enroll in a college course, breeze through, and you're on your way.
5. If you're a math whiz and want to skip the stuff you already know, take the CLEP test, then move on to something more advanced if you wish.

Going to a brick and mortar college wasn't an option for me, and I wanted to get math out of the way, so I tackled the CLEP. If you're doing the same, but are hindered by a bad case of math-memory loss, here are some resources that might prove helpful.

The College Algebra REA Guide

This is a great place to get started. Take one of the practice tests and see how well you do, then gauge how far you have to go. Keep studying until you can master most of the problems in this book, and you should be ready to pass with flying colors!

College Algebra Demystified

This is a book I used, and it was awesome! Rhonda Huettenmueller explains complex problems in a beautifully elemental way, and was able to help even my math-impaired brain through the steps of algebraic equations.

Basic Math & Pre-Algebra Workbook for Dummies

If you've really forgotten everything you ever learned,

Are You Scared Yet?

I'm going to take a test today, and I'm scared sick.

It's a DANTES test, which always gets me worked up because there's no "official" guidebook, which means there's no one holding my hand and telling me exactly what to do. That's scares me.

I've read the "Complete Idiot's Guide" to this subject, taken a couple of Peterson's tests, and scored pretty well on them. Nevertheless, I feel a little sick to my stomach.

Is this a good thing or a bad thing? I'm still trying to figure that out. On one hand it spurs me on to greater feats of self-discipline and studying, on the other hand I feel this way before almost every test, and it's rarely justified. Maybe I'm just freaking out for no reason at all, and it's actually bad for my nerves.

What do you think? How do you feel when you take tests?

Scared Face, a photo by Cass Chin on Flickr

So How Do I Start?

This is certainly an important question. After all, the journey of a million miles begins with a single step, so that single step is a pretty big deal! If you're new to CLEPing you may wonder if some tests are better to start with than others.

I would recommend getting your feet wet with one of the easier tests. One of my first CLEPs was Analyzing and Interpreting Literature, and boy, am I grateful! That test was a breeze, and I actually scored an 80 on it! It was a huge moral booster, and that's valuable for kick-starting enthusiasm.  


A few other fairly easy ones (in my opinion) would be Introduction to Psychology, Introduction to Sociology, Social Sciences and History, and Humanities. Of course, it's all relative to your background, interests, and education. If English is your second language then the Spanish, French, or German CLEPs could be easy cheesy. History might come naturally for you, so try out College Composition. Maybe you're obsessed with technology (like my little brother) and Information Systems and Computer Applications might be just the thing to get you started.


Just look through the list of subjects and choose one that you're familiar with or interested in. It's much easier to pour yourself into studying something that you care about rather than something you're just wanting to get through.


Once you've passed your first couple of "easy" tests then it might be time for something a little more challenging and outside your comfort zone (College Algebra did that for me!). Work your way up slowly, don't burn out, and study creatively to keep your interest level high. Hold yourself accountable, work hard, and you're almost guaranteed to pass your exams with flying colors! 


                                               Happy CLEPing, my fellow non-conformists!

Do It!, a photo by jenni from the block on Flickr.

Which Study Books for DANTES?

It's an unfortunate fact of life: DANTES study guides are a bit hard to come by. With a little research, though, you can find some great materials to help you pass with flying colors!

• The Official DSST Fact Sheets usually provide a couple of recommended resource books per test.
• Always check out Free CLEP Prep and look over their detailed study outlines and recommended resources.  
• InstantCert is, as usual, a great resource for brain-busting flashcards that ingrain important information into your skull. As of right now they offer courses for 27 out of the 38 DANTES subjects.
• Finish College Fast products have some great reviews, and they offer study guides for 24 out of the 38 DANTES subjects.
• Apparently Jack Rudman's books are fairly well-respected, but best paired with other materials. They may be out of date and behind the times.
• Though perhaps not comprehensive, the Wise Owl Guides to the DANTES exams score some pretty high reviews on Amazon.com.
• I hesitate to recommend these (I haven't read many reviews) but there are some pricey guides available from the DANTES Exam Secrets Test Prep Team. 

                                                         

                                                           Happy CLEPing and DANTESing!

Image credit: iStockPhoto